Get More Information on Our Indemnity Plans

Hospital and Cancer Indemnity plans are supplemental insurance policies that provide extra financial protection beyond regular health insurance. Here is a summary of each type of plan:

Hospital Indemnity Plans

These plans pay a fixed daily benefit when you are hospitalized due to illness or injury. The benefit is given directly to you and can be used to cover various hospital related expenses.

Hospital Indemnity plans do not have deductibles or co-payments.

They offer flexibility in how you use the cash benefit and do not have provider network restrictions.

These plans are typically more affordable than comprehensive health insurance and provide a financial safety net for hospitalization.

Cancer Indemnity Plans

These plans offer a lump sum cash benefit upon cancer diagnosis, which can vary based on the cancer stage or specific treatments.

The lump-sum payment can be used for medical costs, travel expenses, childcare, lost income, or other financial needs.

Coverage includes cancer-related expenses like chemotherapy, radiation therapy surgeries, and hospital stays.

 

Cancer indemnity plans do not restrict you to specific healthcare providers.

Some plans may offer additional benefits, such as cancer screenings and preventive measures.

They are often more affordable than comprehensive health insurance and provide financial assistance for cancer related expenses.

Both types of indemnity plans can be valuable additions to your healthcare coverage, providing financial peace of mind for hospitalization or cancer treatment costs. However, it is critical to thoroughly review the policy terms, benefits, and limitations to ensure the plan you are considering aligns with your specific needs and financial situation.

Disclaimer: This is a solicitation for insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, email, voice mail, or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Note that any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverage is subject to the terms, conditions, and exclusions of the actual policy issued. Not all policies or coverages are available in every state. You also agree to release us from any liability if this information is accidentally viewed by unauthorized persons. We will only use this information for insurance quoting purposes and not distribute it to other parties.

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